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Straightforward answers about background checks, consumer rights, and compliance for employers, applicants, and consumer reporting agencies.
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For Employers
Stay compliant with FCRA requirements and make informed hiring decisions.
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For Applicants
Learn about background checks, what employers may see, and how to protect your rights.
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For Screening Providers
Resources for CRAs, including compliance and screening best practices, and industry updates.
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Directories
Browse industry providers, organizations, government agencies, and other resources.
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Screening Components
of a Background Check
Fair Credit Reporting Act (FCRA)
The federal law governing background checks, disclosures, adverse action, and consumer rights.
Explore the FCRA
Permissible
Purpose
Learn when an employer may legally obtain a background check.
Disclosures &
Authorizations
Learn about the requirements for disclosures and written authorizations.
Reporting
Limits
Understand federal reporting restrictions and reportable information.
Pre-Adverse &
Adverse Action
Understand the proper process before lawful adverse action can be taken.
Consumer
Rights
Understand consumer rights under the FCRA and the dispute process.
State Laws
Background check laws vary by state.
Explore reporting limits, Ban the Box laws, adverse action requirements, and official legal sources for all 50 states and the District of Columbia.
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